Charger Financial industry leader since 2014.
Dedicated in creating awareness and helping our community and understand the plan options available in their local area. By educating and empowering our clients to understand their financial security needs and health care options. Our Financial coaches are licensed agents who represent most major health insurance carriers and financial protection companies. providing our clients the freedom to compare and choose the best financial plan for their needs. Charger Financial serves your health insurance and financial needs in several states. Contact your CF agent.
It’s never too early to put a plan in place that will help provide income for the rest of your life, even if you have a few years until retirement. Remember, in retirement if you’ve got income, you’ve got it all. Let us help you create the appropriate vehicle for your retirement plan.
Want to learn more about our plans? Let’s talk!
Our Coverage
Charger Financial never wants you to feel overwhelmed or confused about your health coverage. We offer a variety of options that provide coverage for both your health care needs and financial needs. A CF agent will be able to bring clarification and understanding while assisting you with choosing the best option for you. Here is a breakdown of just a few of the options available to you.
INDIVIDUAL & FAMILY PLANS
The Affordable Care Act has now made health insurance more accessible and less expensive. Coverage is now available without pre-existing conditional limits and cost containment to reduce your out-of-pocket expenditures. Health insurance is better and easier to use.
Medicare Advantage
While Original Medicare benefits are paid by the government, a Medicare Advantage Plan which is similar to an HMO or PPO is offered to eligible parties by private insurance providers. These companies are paid by Medicare to cover your benefits.
Medicare Supplements
Offered by private insurance companies, Medicare Supplements cover multiple areas and services not covered by the Original plan. These “gaps” which can include emergency overseas travel coverage, certain disability assistance, prescription drug plans and more, are taken care of under the supplements which are available to anyone who is eligible for basic coverage.
Prescription Drug Plans
Basic options do not offer prescription drug coverage. When you enroll, you have the option of adding certain coverages and additional options including drug plans. You can add drug coverage to Original Medicare as well as additional plans. This may be a good option for you if you rely on multiple medications throughout the month.
LIFE INSURANCE
Term Life Insurance, Whole Life Insurance, Universal Life Insurance, Variable Universal Life Insurance
RETIREMENT INCOME
Income Now, Income Later
LONG-TERM CARE
Traditional Solutions, Combination Solutions
INVESTMENTS
Annuities, Mutual Funds, 403(b)
Not sure what you need? Learn in seconds which types of insurance match your business.
Hello, meet our advisors!
Charger Financial Advisors are licensed, certified, and trained on all products to ensure the highest and best quality experience when seeking the best plan for them.
Kelly Harrington
Licensed since 2002
Phillip Powell
Licensed since 1990
Liz Morales
Licensed since 2006
Joel Morales
Licensed since 2016
